Where can i buy individual dental insurance??
Question: it will need to be stand alone dental plans, becuz i will have a seperate medical insurance
Answers: In my opinion there's no good dental insurance anywhere. On top of the $30 to $60 per month premium most dental insurance has a $50 deductible, a yearly maximum that they pay out of $750 - $1500. Co-insurance for most procedures of 20% - 50% and waiting periods of up to 36 months for major procedures.
I'm an independent health insurance agent and I do not have dental insurance. Instead I have a dental discount fee for service type plan. You can find a plan for around $100 per year here: http://www.dpbrokers.com/default.aspx?lo...
These plans have no deductible, no waiting period, no annual maximums and no pre-existing condition exclusion.
One word of advice before signing up with any dental plan. Make sure to check the dentist provider list and pick a dentist (if you can't find your dentist on the lists). Call the dentist to make sure they're still taking the plan and they're accepting new patients.
Do not confuse dental discount plans with medical discount plans. The medical discount plans are mostly scams.
Sometimes your medical insurance can also refer you to dental service providers. But if they don't, here are some links for you. A search under compare dental plans or dental insurance on your favorite search engine may also provide more links.
Answers: In my opinion there's no good dental insurance anywhere. On top of the $30 to $60 per month premium most dental insurance has a $50 deductible, a yearly maximum that they pay out of $750 - $1500. Co-insurance for most procedures of 20% - 50% and waiting periods of up to 36 months for major procedures.
I'm an independent health insurance agent and I do not have dental insurance. Instead I have a dental discount fee for service type plan. You can find a plan for around $100 per year here: http://www.dpbrokers.com/default.aspx?lo...
These plans have no deductible, no waiting period, no annual maximums and no pre-existing condition exclusion.
One word of advice before signing up with any dental plan. Make sure to check the dentist provider list and pick a dentist (if you can't find your dentist on the lists). Call the dentist to make sure they're still taking the plan and they're accepting new patients.
Do not confuse dental discount plans with medical discount plans. The medical discount plans are mostly scams.
Sometimes your medical insurance can also refer you to dental service providers. But if they don't, here are some links for you. A search under compare dental plans or dental insurance on your favorite search engine may also provide more links.
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